Privacy Policy
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| Payless 4 Bank Charges Ltd (and all Trading Styles) ("we" or "us") take your privacy seriously. This Privacy Policy explains the steps we take to
ensure information about you is kept secure and confidential. |
| Please read this Privacy Policy carefully as once you use our website services ("Services") you will be regarded as having read and accepted this
Privacy Policy. You must not use our website or our Services if you do not accept this Privacy Policy. |
| Payless 4 Bank Charges Ltd (company number 3945937) is the data controller in relation to the Services and your personal data. Our registered
address is 22 Lion Road, Bognor Regis West Sussex PO21 3JZ. |
| The information we collect |
| We may collect business information about you which you give to us when you use our Services. The provision of the Services to you may also require
us to store details of your transactions, together with details of your financial information. |
| Purposes for which we use information about you |
We may use your personal information for the following purposes:
- enable you to access and use the Services; and/or
- to personalise aspects of our overall service to you; and/or
- communicate with you.
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| Informing you of offers and services which may be of interest |
| We would like to keep you updated by e-mail other services which we feel you may benefit from. For example, we may e-mail you letting you know how you
could save money by switching product and services. Wherever we capture your data you will be asked to confirm your acceptance of us using your data for these purposes.
Unless you untick the box to state otherwise, you consent to us disclosing your personal information to the following parties: |
| You can ask us to stop passing your information to third parties for marketing purposes at any time, which we will do. Such a request may result in
us ceasing to offer the Services to you. |
| We may disclose information about you in connection with legal proceedings or potential legal proceedings or if otherwise permitted to do so by law. |
| Improving our Service to you |
| In order to ensure the Services we provide you continue to meet your needs we may ask you for feedback on your experience of using the site. Where we
do, such data will only be used as part of our programme of continuous improvement. |
| Electronic Communications |
| When you agree to receive any electronic communications from us, you also agree to receive additional communications on services which we believe you
may be interested in. Any electronic communications we send you will include clear and concise instructions to follow should you wish to unsubscribe at any time. |
| Security |
| Our website uses Barclaycard Payment Services and keeping information about you secure is very important to us. However, no data transmission over the
internet can be guaranteed to be totally secure. As a result, whilst we strive to protect your personal information, we cannot ensure or warrant the security of any
information which you send to us, and you do so at your own risk. Sensitive information, for example, your security information and credit card details, is encrypted to
minimise the risk of interception during transit. |
| Cookies |
| A cookie is a very small text file placed on your computer by a web browser, which has been sent by a web server. It is essentially an "identification
card" relating to you. The main purpose of our cookies is to identify you when you visit our website. Each time your browser requests a web page from our server, the
browser sends the information in the text file back to the server and lets the server know that you have returned to that web page. We use cookies to provide you with
a better service tailored to suit you. We will store your cookies for a maximum of three months. |
| Cookies help you to save time. For example, if you register for our Services, a cookie helps us to remember who you are and what your preferences are.
Next time you return, we can fill in any questions that you have already answered. The more you tell us about yourself, the more we can help to find information or
products you want. |
| If you do not accept incoming cookies then the performance of our website on your system will not be to full standard or our website may not serve at all. |
| Your Rights |
| You have certain rights under the Data Protection Act 1998. For example, we will always let you have a copy of all personal information we have about
you should you request it. We may charge you a fee for a copy of such information. |
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