Terms & Conditions of Use of the Payless 4 Bank Charges Ltd website
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| These terms and conditions detail how the Payless 4 Bank Charges Ltd website (the "Website") can be used. If you use the Website you agree to be bound by these terms and conditions. |
| GENERAL |
| Definitions |
| In these terms and conditions, "we" and "us" mean Payless 4 Bank Charges Ltd (company number 6303325) whose registered address is 22 Lion Road Nyetimber Bognor Regis West Sussex PO21 3JZ. |
| 1. Access to the Website and content |
We will endeavour to allow uninterrupted access to the Website, but access to the Website may be suspended, restricted or terminated at any time.
We reserve the right to change, modify, substitute, suspend or remove without notice any information or service on the Website from time to time.
We assume no responsibility for the content or services of any other websites to or from which the Website has links. |
| 2. Our service |
| Payless 4 Bank Charges Ltd and the hosts of the site accept no responsibility for and exclude all liability in connection with the use of the website, browsing the website, use of information on this website or from the use of the Tool and downloading any material from the website or the Tool, including but not limited to any liability for errors, inaccuracies, omissions or misleading or defamatory statements. |
| 3. Our Prices |
| Annual Bank Charges of over £35.00 | Our Cost £5.00 + vat | | Annual Bank Charges of over £100.00 | Our Cost £15.00 + vat | | Annual Bank Charges of over £250.00 | Our Cost £25.00 + vat | | Annual Bank Charges of over £500.00 | Our Cost £35.00 + vat | | Annual Bank Charges of over £1000.00 | Our Cost £50.00 + vat | | Annual Bank Charges of over £2000.00 | Our Cost £100.00 + vat | |
| 4. Intellectual Property |
The copyright and all other intellectual property rights in the material contained in the Website, together with the website design, text and graphics, and their selection and arrangement, and all software compilations, underlying source code and software (including applets) belongs to us or our licensors. All rights are reserved. None of this material may be reproduced or redistributed without our prior written permission. You may, however, download or print a copy for your own use or on behalf of your clients.
All rights are owned by Payless 4 Bank Charges Limited. Other product and company names mentioned on this Website are the trademarks or registered trademarks of their respective owners.
You shall retain ownership of the data you submit to the Website. You grant us a world-wide, royalty-free, non-terminable licence to use, keep, share, save, collect, copy, distribute, publish and transmit such data in any manner. |
| Disclaimer |
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Nothing within the Website is, or shall be deemed to constitute, financial or other advice or a recommendation to purchase any product or service. Any and all information provided within the Website is for general information purposes only. We strongly recommend that independent professional advice is obtained before you purchase any product and/or service mentioned in the Website.
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| 5. Exclusions of liability |
We use reasonable endeavours to ensure that the data on the Website is accurate and to correct any errors or omissions as soon as practicable after being notified of them. However, we do not guarantee that the Website will be fault free and we do not accept liability for any errors or omissions.
We do not monitor, verify or endorse information submitted by us or third party providers for inclusion on the Website and you should be aware that such information may be inaccurate, incomplete or out of date. To the extent permitted by applicable law, we disclaim all warranties, terms and representations (whether express or implied) as to the accuracy of any information contained on the Website.
We do not give any warranty that the Website is free from viruses or anything else which may have a harmful effect on any technology.
Due to the nature of electronic transmission of data over the internet, any liability we may have for any losses or claims arising from an inability to access the Website, or from any use of the Website or reliance on the data transmitted using the Website, is excluded to the fullest extent permissible by law.
Subject to the liability which we accept above: (a) our aggregate liability to you arising out of or in connection with this agreement or use of the Website shall not exceed £10; and (b) we shall not be liable in contract, tort or otherwise howsoever arising out of or in connection with this agreement or use of the Website for any indirect loss *, consequential loss, loss of profits, data, revenue, business opportunity, anticipated savings, goodwill or reputation.
* For losses that were not foreseeable to both parties when the contract was made * For losses that were not caused by any breach on part of the supplier * For business losses and/or losses to non consumers.
The clauses in 5 above do not affect your statutory rights. |
| 6. Exclusion of liability for third party providers' products and services |
You should satisfy yourself that you wish to purchase those products or services before contracting with the third parties. We accept no liability for any products or services or information provided by third party providers. The third party providers will be supplying products and services on their own standard terms and conditions and you should check that you agree to those terms and conditions before making an application for financial services products or purchasing other services.
As you view the Website there may be references to specific terms and conditions which apply to certain products or services. In such circumstances, it is your responsibility to refer to such terms and conditions applicable to those offers.
Clause 6 does not affect your Statutory Rights as a consumer.
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| 7. Your obligations |
You warrant that you have taken all reasonable precautions to ensure that any data you submit to the Website is true and accurate and free from viruses and anything else which may have a contaminating or destructive effect on any part of the Website or any other technology.
You acknowledge and agree that you may be required to complete a registration process. This includes the creation of a password in order for you to access your Payless 4 Bank Charges Ltd; a service on this site you may register to save and access searches you have made on this site and to store personal data.
You warrant that all information provided on registration of Payless 4 Bank Charges Ltd and otherwise provided by you on this site shall be true, complete and accurate. You agree to immediately inform us if your information changes.
Any password allocated to, or created by you to enable you to use the services provided by this site shall be kept strictly confidential by you. You agree to keep this password safe and not to disclose it to anyone. You agree to immediately notify us if any unauthorised third party becomes aware of that password. You agree that any person to whom your [username or password] is disclosed is authorised to act as your agent on this site. You agree to take all steps necessary to prevent unauthorised access to your Payless 4 Bank Charges Ltd account via any computer used to access your account. |
| 8. Complaints |
Our aim is at all times to provide you with an excellent service. However, if you are unhappy with our service for any reason, please contact our Customer Services Team (Complaints Handling) at our address given above, or by email at
complaints@payless4bankcharges.co.uk.
If you are unhappy with any product or service that you have been introduced to through any of our channels, we recommend that you approach the provider of that product or service direct. |
| 9. Payment |
You shall pay any registration fees and/or other charges incurred by you in accordance with the payment provisions set out on the Website from time to time.
Full payment for services our required at the time of request. Payment methods other than those stated on the Website will not be accepted.
Payment for other products and services will be made on the relevant provider's website. |
| 10. Data protection |
| We are committed to protecting your privacy. Our privacy practices are set out in our Privacy Policy. |
| 11. Termination |
We may terminate or suspend your access to the Website and the services within it at any time.
All disclaimers, indemnities and exclusions in these terms and conditions shall survive termination of the agreement between us for any reason. |
| 12. General |
The content of this Website is directed solely at those who access the site from the United Kingdom. We make no representation that any
product or service referred to in this Website is available or otherwise suitable for use outside of the United Kingdom.
If any provision of this agreement is held to be unlawful, invalid or unenforceable, that provision shall be deemed severed and where capable the validity and
enforceability of the remaining provisions of this agreement shall not be affected.
If we fail to enforce a right under this agreement, that failure will not prevent us from enforcing other rights, or the same type of right on a later occasion.
We may modify these terms and conditions at any time. Your continued use of the Website signifies your acceptance of such modifications.
Except as set out below in this clause, neither party may assign or transfer any of its rights under these terms and conditions without the prior written consent of
the other.
Unless expressly provided in this agreement, no term of this agreement is enforceable pursuant to the Contracts (Rights of Third Parties) Act 1999 by any person who is
not a party to it. |
| 13. Governing law |
| These terms and conditions are governed by and construed in accordance with English law. Any disputes shall be subject to the exclusive
jurisdiction of the English courts, to which each party submits. |
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